Information We May Collect
"Nonpublic information" means personally identifiable
personal, financial and medical information about you that we obtain in
connection with providing a product or service to you.
Types of information we may collect and how
we gather it:
 |
Information we obtain from your
application. You provide us with most of the information we need as part
of the application process. |
 |
Information we obtain from third
parties. The kind of information we may gather depends on the type of
policy or contract, but may include medical reports, claims reports, credit
reports and motor vehicle reports. |
 |
Information about transactions and
experiences. Your file may contain information we develop and maintain,
such as your payment history, underwriting, and claim documents. |
How We Use Your Information
We use customer information to underwrite your
policies, process your claims, ensure proper billing, service your policies,
and offer you other GBU products that we believe may suit your needs.
We do not disclose nonpublic information about
you with anyone, except as permitted or required by law or as you may
authorize.
GBU has no affiliated financial institutions
or third-party nonaffiliates that have access to your nonpublic information,
except as permitted or required by law or as you may authorize.
We afford prospective and former customers the
same protections as existing customers with respect to the use of nonpublic
information.
How We Protect Your
Information
We maintain physical, electronic and procedural
safeguards to protect the information we collect about you. Access to such
information is restricted to individuals who need it in order to service
your policy, or provide products and services to you, and who are trained
in the proper handling of such information. Employees who violate these
confidentiality requirements are subject to our disciplinary process.
We contractually require any person or organization
providing products or services to customers on our behalf to adhere to the
same strict standards of confidentiality.
It is important that the information we maintain
about you is complete, up-to-date and accurate. You may contact us to access,
as provided by law, information included in your file. If you believe any
of our information about you is incorrect, please notify us in writing so
that we can update this information.